401k Concerns

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Many people today worry about how secure they will be financially during their retirement years. Although most people do save for their retirement with regular 401ks, the security that those funds provide came into question in 2010 during the last financial crisis. A 401k’s security came into question because anyone retiring in that year found themselves, despite all their savings over the years, with far less than they had planned for to give them financial security in their retirement. The reason for this is that regular 401k funds rely almost entirely on the stock market to make their profits and then the managers of the funds take out fees for making the investments, whether the investments are bad or good.

All of this means that if the money you invested in a 401k is placed at the volatility of the stock market and if that crashes, your savings crash with it, plus of course you will still have to pay the fund manager from whatever is left over. One solution to this however, is to convert 401k to gold. This can be done by rolling over to a Gold IRA. A Gold IRA does not invest your funds in the stock market as instead, it invests your money only in old or in other precious metals. These precious metals have a value independent of any stock market and although their values can fluctuate, they fluctuate more slowly and always end up with a higher value, given time.

This does however mean that you are very unlikely to be able to make huge profits from your investments but at least the investments are safe enough for you to be able to plan how much you will have for your retirement. Yes I know it would be great to make a killing on the stock market, one that would ensure you a financially secure future regardless of how long you may live but that type of gamble can be made with money separate from what you invest for your retirement otherwise, you could just as easily and more likely, end up with nothing and no future worth thinking about.

Both regular 401ks and Gold IRAs are subject to some nice tax benefits however, with Gold IRAs there are some strict rules that you must abide by if you do not want to fall foul of the IRS. These rules may include not being permitted to buy certain rare gold coins which are considered to be collectibles and close attention must be paid, by you the investor, in exactly what is being purchased with your Gold IRA funds as, it will be you that the IRS will speak to if these rules are violated, even if they are violated by your agent and not you.

Gold IRAs are a good and safe investment for your retirement but before rolling over to one, you should perhaps learn at least a bit about the different types of gold and other precious metal investments that are available and also be sure that your agent only makes investments on your behalf, in accordance with regulations.

Effective Ways To Help You Search Karatbars

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If you hear of someone who is looking forward to search Karatbars then that person is actually searching for a precious metal known as gold. The fact is that there are many other types of precious metals which are widely used by many people around the world today but when it comes to investments, gold is simply the most popular through the years up to the present days. However, you have realized that you are still new in this kind of business so you must be thinking of effective ways by which you can find gold or Karatbars. Here are some essential and effective ways to help you do your search the simple, easy and effective way possible:

Ask People Around
The fact is that there are many people who are very much fond and interested on gold so it is more likely that asking around can help you search Karatbars without the hassle. People usually buy gold in different forms so it really makes sense to allot some of your time asking these people about where they bought the various types of gold they own. These people can tell you of the exact place and this is really something for you rely on especially when you are looking forward to collecting gold for your investment plans and schemes. And by way of asking other people, it is more likely that you will surely get fast and effective answers along the way, too.

Join Online Conversations
People with similar interests usually gather on a particular place wherein they can discuss on things that interest them. Such places are called online forum and they simply abound on the internet today. Taking the time to participate on an online forum will give you the chance and the opportunity to meet other people who share common interests with you. As such, you also get the chance to learn what other people have to say especially when it comes to your aim to search Karatbars. Look for online forums on the internet and for sure you will be glad to know of the right way where you can start your gold investment effectively today!

Search the World Wide Web
how to buy gold The World Wide Web or the internet is an effective place where you can find companies and individuals that deal gold. As a matter of fact, more and more people are looking forward to go online so that they can easily and conveniently find a place wherein they can get the kind of gold they want to have for their investment. Through the internet you are also given the opportunity to pick your choice right after you have compared one dealer after another. And through this kind of search method, you are simply given the opportunity to find what you are exactly looking for right at the tips of your fingers and right in the comforts of your home.

Want to search Karatbars? If you do then you should allot some of your time to visit Global Gold Strategy today!

Why is Gold a Great Retirement Plan for You?

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Investment is a crucial part of preparing for your retirement. One of the most common mistakes is to start the preparation 10 years prior to retiring. Now, you have to understand that diversification of your investment is best made as early as possible. Here, you could get the most profits once you are ready to cash in.

What are the types of investments that people love to go for? One of the most common investments is an actual business. Small start-up businesses can have its perks. With minimal capital, it is possible for you to compete with the big boys. The problem with business is that you have to consider the risks. There are some companies that face cut throat competition from big players.

Investing some money on precious metals can be a good thing. For one, precious metals are more stable than different currencies. It is possible for you to actually have peace of mind. Could you imagine withstanding the threat of losing your investment due to recession? If you are the type of person who wants to have a stable investment for the next years to come, it is time that you find a way to diversify your investment towards precious metals.

Precious metal options range from gold to silver and even palladium. If you are new to these kinds of investments, it is time that you learn about the gold ira. What makes Gold IRA such a great investment for retirement? If you want to have a long term financial plan, gold makes a great option since it withstands recessions. Over the last ten years, we learned a lot about the stability of different assets. Real estate for instance depreciated in value, which left a number of individuals in panic.

Gold IRA is tantamount to holding actual coins and bars for retirement. You have it in either an in-house facility or a facility that is ran by some company. Now, before you invest on gold, you have to remember that your investment should be kept safe for the next years to come. Now, you have to determine how much is the best amount to allocate for this option?

Investing can be tricky for several reasons. You want to make sure that you have sufficient funds that can maintain your lifestyle once you hit retirement age. Being 60 years old, you have to be realistic about the fact that you are no longer as sought after compared to the younger members of the workforce. 20 years prior, you should’ve planned what you wish to do. Gold is a sought after alternative these days if you are serious about having minimal risk on your retirement.

Though stocks, having your own business and even dabbling with foreign exchange make great options, you want to look at gold investing closely. With gold IRA, it is possible that you secure your future. If you wish to invest on gold, you need to ask the help of experts in the field. This way, you will still know the perks, as well as the number of cons of going for this option. You have to understand that it is crucial to know these things.

What Makes Gold and Silver a Great Investment

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If you want to have a comfortable and financially stable future then you will need to do a lot with your finances at this point in time. Aside from setting aside money as savings, you will also want to set some more money aside which you will be using as your investment.
When saving up money; it is a no brainer that the bank is the best institution where you will want to store your money. However, when it comes to investments there are a lot of possibilities that you can take, and while this sheer amount of choice does have its benefits, a sure problem that you will be encountering is that you will find it quite difficult to settle on an investment that you feel will be able to give you the best profits possible.
If you are not comfortable with taking a huge financial risk at this point and you want to make an investment that is safe with a low chance of you suffering a loss then investing in gold or silver is one form of investment that you will want to strongly consider.

There are a number of advantages to investing your money into these metals.
One is that gold and silver have always had a persistent value that usually increases and rarely devaluates. Business ventures and other financial investments usually have a lot of risk with them and a single problem regarding the business or the economy can cause you to lose money. With gold and silver however, their value usually goes up and rarely goes down. While the increase of value can be very small; over the years this can add up and you will have a quite the substantial profit in the future if you hold on to your investment long enough.
Another advantage with gold and silver as an investment is that you will not need to do a lot of management with them in order to make the investment grow. With a business or other forms of investments, you will have to devote a substantial amount of time to ensure that the investment is performing well in order for you to net a profit. With these metals however, all you need to do is to purchase them and look for a secure place for storage or have a certain reserve keep the gold for you. Once the value of the metals has gone up and you want to enjoy the profit, simply sell the metals and you now get the return of investment that you have been holding off for. This is definitely convenient and does not require a lot of management.
If you are interested in investing on gold and silver but you do not know where to make the purchase then going online and looking for a gold sellers there is one great way to start, and is also very convenient as well. If you want to know how to buy Gold Online in a secure manner and without the hassle then websites like goldeneaglecoin.com is one that you will want to visit.

Gold Bullion – Is Trading The Best Investment Option?

Gold bullion investment is considered a secure and inflation-proof method of investment in commodities since it has a specific value based on its weight. According to experts in the precious metal investment, gold has a rising value through the years and it could not be impacted regardless of the economic outturn. One of the best ways to start investing in gold bullion is to find a reliable dealer or gold company such as Golden Eagle Coin. This will surely safeguard your investment and save you from scams and frauds.

Gold Bullion Investment Tips

There are well-kept secrets regarding investment in gold particularly in buying gold bars or raw materials. Just like any other precious metals, it is highly recommended to opt for unrefined or raw gold instead of processed and refined ones. Before you buy and invest in gold bullion, take note of some of the important tips for a successful gold venture:

  • Timing is a Must – In general, timing is an essential factor in selling gold bullion since you need to know when the right time is to place your cards on the table. For instance, when the financial markets in a global scale are unstable is the best time to sell gold due to the fact that it is when this precious metal is at its highest. One of the many perks of gold investment is that it could not be impacted by inflation and other economic factors.
  • The Key is Purity and Weight – Always look at and consider the weight and purity of the gold bullion you want to buy. This is a more preferable and surefire way of ensuring the value and quality of the precious metal you are investing in rather than looking at its condition.
  • Gold Bullion Rather than Certificates – Most traders would advise against buying certificates because of the possibilities of scams and frauds. Moreover, if you want to ensure that you are getting inflation-proof investment, make sure you go for gold bars and coins because their value is based on their purity and weight and no other factors could change or influence that.

The Truth about Gold Bullion in Financial Market

Gold Bullion Trading gold bars or bullions is a popular option and practice among contemporary investors who are into buying and selling commodities. Gold is a precious metal which is considered a safe haven or recession-proof. The rarity of gold as a precious metal is the proof that it will have real value at all times. Gold bullion is a remarkable investment because just when global currency prices would tend to decline, gold value skyrockets to a higher scale. Thus, trading this precious metal is lucrative and profitable even in the harshest and most volatile financial climate.

There are innumerable perks and benefits of investing in gold bullion especially in the financial market. When financial markets are vulnerable, make sure you jump into the opportunity of buying or selling this valuable precious metal. Best of all, do transactions only with certified and licensed dealers.

Is There Money In Precious Metals?

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Most of us are familiar with conventional investment vehicles such as stocks, mutual funds, exchange-traded funds or ETF, certificates of deposits and endowment funds. They are affordable and are easily available for anyone who wants to invest in them. Other investment vehicles include trading and investing in foreign currencies and commodities such as oil, wheat and precious metals including Gold and Silver bars. As a matter of fact, anything that is in demand in the global trading system can be purchased for investment. Investors do not have to hold physical investments. They can invest in options or futures and derivatives. These investments allow them to hedge or short sell against the market.

When we set out to invest our hard earned cash, one of the most important questions is how much return or profit will this investment give me. Another equally important question is how safe is this investment. What this means is weighing the costs, risks, returns and yields of the investment. Take for example, putting money into a bank savings account with interest or a certificate of deposit (CD). The costs of opening a savings account or a CD is zero. You do not have to pay the bank any administrative fees to keep your money with them. On the question of risk, all investments come with risks. The difference is what is the level of risk in each type of investment. A certificate of deposit, for example carries little risk unless the bank files for bankruptcy. However, the Federal Deposit and Insurance Corporation (FDIC) guarantees all deposits up to $250,000 per depositor. If your CD is below this amount, it will be guaranteed by the FDIC. The returns or yields on the deposit depends on the rate of interest the bank is paying you. At this time, the interest rates are at one of the lowest in history.

Therefore, many people are looking at alternative places to put their money. These include bonds, stocks as well as hedge funds. Others may invest in gold or silver. Using the criteria we have set out above, buying into stocks or bonds will involve commission fees to the broker. If you are buying into a mutual fund, there are management fees as well as administrative fees. Investing into gold or silver can involve purchasing the physical form – gold or silver bars, bullion coins, collector\’s coins – or non-physical forms – shares in gold or silver mining companies, certificates of gold or silver issued by banks who hold deposits of these metals. Like all investments, buying gold or silver involves risks. Both metals are traded in exchanges.

Their prices fluctuate up and down just like stocks. In the past ten years, gold has seen a bull run giving investors an amazing return on their investments. Silver has seen a similar boost in its traded price. Hence, if you have invested in these metals whether as gold or silver bars or in stocks of mining companies, your investment would have you laughing all the way to the bank. However, high returns also means high risks. A crash in gold or silver prices could wipe out your entire investment.

Gold Or Silver

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Historically, gold has been in great demand all over the world. It is held in reserves by governments. People own gold as a form of investment. Wearing of gold as in jewelry exudes wealth and luxury in some cultures. It is a status symbol as well. Apart from jewelry crafted from gold or plated with gold, Gold bars and gold coins are favorite investment as well as collectible items.

Gold is not the only precious metal that is available for purchase, either for investment or as a wearable accessory. Silver and platinum are popular metals that have been used in the making of jewelry and collectibles. In the past, gold, silver and copper could be found in the making of housewares such as mugs, bowls, cutlery and cooking utensils. However, gold has always had the prestige and glamor that silver does not seem to acquire in the public consciousness. Gold is used as the premier material in art pieces that fill palaces and museums. Ancient buildings of the nobility and the wealthy were fitted with gold furnishings. Why does gold have such an alluring presence?

Since time immemorial, gold has come to represent something that is rare and difficult to obtain. In the olden days, a person is measured by his weight in gold. Moreover, gold does glisten in the light thereby giving it a glittering appeal. It looks great as jewelry. Compared to gold, silver does not have such visual appeal. As metals and not as objects of desires, both gold and silver have properties that make them valuable for industrial applications. In this context, silver outperforms gold in popularity. Half of the silver production is used industrially while only ten percent of gold is used. Much of the demand for gold is for the making of jewelry.

The value of gold has risen by leaps and bounds in the last ten years. It reached the highest level shortly after the 2008 recession and the price of gold has remained above $1,000 per ounce despite having dropped from its heights. There is speculation that the demand for gold can only increase with the rising incomes and growth of the middle class in large emerging markets such as China and India, where gold is regarded as a must-have. Furthermore, with the rise of the middle class and more savvy investment knowledge and advice, the consumers in China and India will treat gold as a long term investment that can withstand even the most trying climates. In countries with currency restrictions, owning gold is a good alternative as they can be used for barter trade in the worst of circumstances.

As for silver, its price has also risen in tandem with the price of gold. Silver was heavily traded and reached its highest in the last ten years shortly after the 2008 recession. Like gold, silver stagnated in the 1980s and 1990s. Where it will go from here is anyone\’s guess. If it tracks the path of gold, and if the demand for gold continues to increase, perhaps silver too will be a worthwhile investment.

Silver Prices Are Expected To Revalue Exponentially

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Do you know that during the first eras of the world, people made use of gold and silver to purchase? Well, this was a reality which took place some two thousand years ago. Now if we are going to look at the ratio of silver to gold during those times, the figure would be 12:1. Basically, that was the exchange rate observed during those old times. How do you feel knowing that during those days, an ounce of gold was basically exchanged to a dozen ounce of silver? Exchange rates may also vary from place to place during those periods but basically, the figure illustrated above is the average exchange rate!

The Time When Silver Prices Dropped

If the exchange rate of 12:1 has surprised you, there is another reality that will surprise you even more. Are you aware of the fact that prices of silver actually dropped to a low of 1:100? This took place in the United States under the decree which was signed and imposed by FDR. This appeared and implemented under the Silver Purchase Act, 1934. As a result, the government has augmented is stockpile of white metal to a whopping 3.5 billion ounces. Well, that was really a great stock of silver in the hands of the US government back then!

The Influx of Currency Supply

Silver Prices  have gotten in the way to recuperate simultaneously with the influx of other currency. It was in the year 1960 when silver prices have reached a high of 1.29 dollars per ounce. This was made possible by the copious influx of paper bills or money in the US monetary circulation. With such realities that took place in the country, the prices of the white metal have simply recovered from it severe low.

Investing on Silver

As of the present days, more and more people are doing mighty things to bring them mighty profits along the way and one of these ways include the investment of their money to silver. There are many different ways by which you can invest you money on silver but the easiest one is to present your money to the bank in exchange of silver. You can also melt silver coins and sell them for a profit. And since people are doing all possible ways to extract silver from the coins circulating in the US, the minting of silver coins was officially stopped in the country sometime in 1965.

Reasons Why Silver Prices Escalated

Right before the 1970s ended, the prices of silver have climbed so dramatically and were a way too fast. As a result, people kept on buying silver instead of selling them and this took place here, there and everywhere in the country. With the turn of the 80s, prices of silver were availed from five to fifty dollars per ounce.

As of the present days, with the catapulting prices of silver prices, more and more people have become interested to investing their money on silver. And if you are one among them, you may find it helpful to visit us at Golden Eagle Coin today!

Silver Bullion – What Successful Investors Did On their First Day

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In an industrialized world, silver bullion is undoubtedly a great investment because you can see the overwhelming demand for this precious metal. Thus, if you have an investment on these precious metal pieces, you are sure to enjoy the biggest ROI. The first step for you to take is to find a certified and reputable dealer of silver bullion particularly Golden Eagle Coin. Take note that there are lots of fly-by-night dealers out there hence you have to be extra careful if you don’t want to put your hard-earned money to waste.

The Basics of Silver Bullion Investment – Tips Before Buying

Silver Bullion successful investors who delve into this precious metal investment didn’t dive right ahead when they first entered the industry. Careful planning and observation is a must if you want to buy silver bullion and get the most out of your investment. Thus, the first thing to do is to understand the fundamentals of buying silver and investing your hard-earned money in this oftentimes intimidating industry.

Here are some of the basic things you need to learn and understand about this precious metal:

  • What is Silver Bullion – The original definition of this precious metal is the unformed or raw silver material. In the modern financial world, it is referred to as a refined product that has not been processed into a coin or other silver-based items and materials.
  • Why is Silver Investment Safe – Investing your money in precious metals such as silver is a secure and safe option because it is not easily influenced by economic inflation and other similar factors. This is especially true with raw and unformed silver as its valuation is not affected unlike numismatic silver value which depends on its rarity.
  • How does Silver Bullion Investment Work – If you choose to invest in this precious metal in its raw form, you would have to collect and purchase actual or physical raw silver pieces. Investors could opt for silver bars, lumps or bits in order for his investment to qualify in this particular category. There are however, other investors who opted to invest in silver funds or stocks rather than owning actual silver pieces or bars.
  • What Makes Silver Bullion a Valued Product – The value or price of this precious metal piece or raw material depends on its weight and that value could not be impacted or influenced by the ups and downs in the economy. There are commodities such as silver coins which have bigger and more silver contents and heavier weights that would guarantee its value.

Silver Bullion Buying and Selling

Wise and practical investors must first know how this precious metal is sold in the market. For instance, the typical silver bar or bit is sold in pieces referred to as silver rounds. The typical size of these silver rounds is approximately 1.5 inches or 44 millimeters. There are many other things you need to learn about silver bullion in order to make a successful investment in today’s competitive and overcrowded financial world.